Showing posts with label Home Care. Show all posts
Showing posts with label Home Care. Show all posts

Study Shows Caregiving is One of the Most Stressful Occupations



A recent study has confirmed what many of us already know: that caregiving is one of the most stressful occupations in North America.  This study found that caregivers are the third most stressed group in America behind the obese and the depressed.  Coincidentally, these are two issues that many caregivers are at risk for; this only amplifies the already high stress level of caregivers.
“Caregivers are not only more likely to report stress than other groups; they also report it at higher levels,” said Caring.com senior editor Paul Spencer Scott. “Caregivers are more likely than the general public to have a chronic illness (82 percent vs. 61 percent) and to rate their own health as fair or poor (34 percent vs. 20 percent). Caregivers also appear to manage stress in less healthy ways than the general population. Caregivers are twice as likely, for example, to report smoking to manage their stress (20 percent vs. 10 percent).”
It is more important now than ever to take time out of your day to takes steps toward protecting one’s health and avoiding caregiver burnout.  The ability to provide care to another individual is an invaluable service to society, but the caregiver and their patient’s health need to be of equal importance.
Other interesting findings garnered from this report are that people still refuse to accept how stress affects their daily lives.  Nearly one third of those polled do not believe that stress affects their physical or mental health.  Tests have proven that the truth is quite the opposite; reduction of stress is a major step towards a healthier lifestyle.




Home Care Assistance offers the highest quality 24/7 live-in home care in the Region of Halton (Oakville, Burlington, Halton Hills, and Milton), Region of Peel (Mississauga, Brampton and Caledon), Hamilton and surrounding areas.

Chronic illnesses, not age, determine seniors' reliance on health care: Study

BY CARMEN CHAI, POSTMEDIA NEWS JANUARY 28, 2011 

It's their health, not the age of Canadian seniors that is the main factor when determining the number of medical services they use, according to a report that examines the elderly population's reliance on the health-care system.
"In society, many of us may expect that with age comes chronic conditions but this isn't the case. It became apparent that it's the number of chronic conditions that seniors have, not their increasing age, that drives their health-care utilization," said Greg Webster, director of primary health care for the Canadian Institute for Health Information, which released the report Thursday.
"Once people get to three or more chronic conditions, their quality of life deteriorates and their use of health care goes through the roof."
About 1.1 million Canadian seniors are living with at least three chronic conditions, such as diabeteshigh blood pressurearthritis or cancer. The group accounted for 40 per cent of the health care used by seniors, according to the CIHI study.
Healthy seniors — that is, those without such ongoing conditions, who were at least 85 years old, made fewer than half the number of visits to doctors' offices as younger seniors who had many chronic illnesses, though, Webster said.
CIHI collaborated with the Health Council of Canada and Statistics Canada to design the study, which examined the prevalence of 11 chronic illnesses in seniors and the kind of services they needed. The most common chronic illnesses among seniors were high blood pressure, which affects two million seniors, followed by arthritis, which affects 1.2 million seniors.
According to previous CIHI research, health care for a senior between 65 and 69 years old costs $5,828; for a senior 70 to 74 years old, the average cost is $8,803; and for seniors 70 to 79 years old, the cost is $10,989 on average. About $18,160 is spent on each senior who is more than 80 years old.
But it's the chronic illnesses — with their most common forms, such as Type 2 diabetes and osteoarthritis, appearing between the ages of 50 and 60 — that make up a big chunk of that spending, said Dr. Bill Hogg, a University of Ottawa professor and research director at the university's Elisabeth Bruyere Research Institute.
Similar patterns of health care exist among adults between 45 and 64 years old. Unhealthy middle-aged Canadians with three or more chronic conditions made six times more visits to the doctor's office, hospital or emergency room than their peers without health conditions, the report showed. About half of Canadians in this age group have at least one chronic condition already.
Hogg said that as the large group of baby boomers ages in Canada, cases of chronic illness in seniors will climb, increasing the burden provincial health-care systems already face.
"People are concerned about the cost implications and about the amount of disability and suffering as projections are that the number of people living with these diseases will increase dramatically. They're all quite significant (diseases), they're not just minor lashes, but they've become a reality today," he said, noting that some Canadian seniors are dealing with a combination of six or more chronic illnesses.
The report recommends that doctors and patients of all ages make maintaining good health and regular exercise a priority to reduce the risk of chronic conditions.
"We shouldn't accept that it's going to be this way," Webster said.
The study suggested only two in five seniors said they had talked to their doctors about what they could do to improve their health: from quitting smoking, exercising more and drinking less alcohol.
"If we take better care, seniors would be healthier and happier and they'd need less health care, leading to a more sustainable system," Webster said.
In 2008, seniors consumed almost 44 per cent of all provincial and territorial government health spending, although they only comprised about 14 per cent of the population, he said.
Handling comorbidity — the accumulation of chronic diseases — results in frequent appointments with doctors and specialists, Hogg said.
Seniors with three or more conditions were making three times more health-care visits than their healthy peers, the report suggested. A patient with three conditions would visit a doctor at least once a month while a healthy 30-year-old man would probably visit the doctor once every five years, Hogg said.
The seniors also reported taking an average of six prescription drugs regularly, which also concerned the researchers.
Hogg said the usage of multiple drugs to reduce or to treat symptoms is "not trivial" as some seniors who were routinely taking multiple medications reported side-effects that were so severe, they needed medical attention. Hogg said the side effects could be minor to very serious, from a dry mouth or nausea to allergic reactions that can led to trouble breathing.
The highest percentage of seniors with chronic illnesses was recorded in Newfoundland and Labrador, where 85 per cent of seniors had at least one chronic illness while the lowest was Quebec, followed by British Columbia and Ontario, the report suggested.

Home Care Assistance offers the highest quality 24/7 live-in home care in the Region of Halton (Oakville, Burlington, Halton Hills, and Milton), Region of Peel (Mississauga, Brampton and Caledon), Hamilton and surrounding areas.

Seniors in hospital beds costly for health system

It is estimated that caring for a senior in the community costs about one-quarter of caring for the same person in hospital.

Posted: Dec 1, 2011 3:00 PM ET 

Last Updated: Dec 1, 2011 3:59 PM ET 


It is estimated that caring for a senior in the community costs about one-quarter of caring for the same person in hospital. Mark Baker/Associated Press

Canadian seniors account for 85 per cent of patients in hospital beds who could be receiving care elsewhere, a problem that will only grow as the first baby boomers turn 65 this year, according to a new report.
Thursday's report by the Canadian Institute for Health Information called Health Care in Canada, 2011: A Focus on Seniors and Aging, examines how seniors use the health system and where there’s room for improvement.
For example, 47 per cent of seniors have completed their hospital treatment but remain in an acute-care hospital because they're waiting to be moved to a long-term care facility such as a nursing home or to rehab or home with support (so-called "alternate level of care" patients.)
Those patients have a ripple effect on the rest of a hospital, said Dr. Jeff Turnbull, chief of staff of the Ottawa Hospital.
"The delays of getting into the hospital delays, of getting timely surgery diagnostics, all are affected by our that fact that we have so many people sitting in our acute-care beds," said Turnbull.
Last year, those ripples meant the hospital had to cancel 600 elective surgeries, he said.
Currently, seniors represent 14 per cent of the population, but they use 40 per cent of hospital services and account for about 45 per cent of health spending of provincial and territorial government, the report's authors found.
For hospitals, an acute-care bed costs about $1,100 a day. In comparison, Turnbull estimated it costs a quarter of that to care for the same senior in the community.
The goal for governments should be to spend money on the right services so more seniors can stay at home and out of hospital longer, said Kathleen Morris, CIHI's director of health system analysis.
Those services include traditional health-care services such as nursing and physiotherapy as well as transportation or help with household chores to help the 93 per cent of seniors who live at home, Morris said.
Ensuring continuity of care for seniors across the health care system could potentially lead to better care and better quality of life, health policy researcher Marcus Hollander in Victoria said, commenting on the report.
The report's authors pointed to efficient use of new technologies such as:
  • A medication monitoring system equipped with a sensor to allow family members to use online video clips to monitor which medications were taken for seniors receiving home-care services.
  • Magnetic door sensors that send an email, text message or cell phone message to caregivers if a person with dementia goes outside unattended.
  • Flexible bed mats with pressure sensors that let caregivers know when their family member has woken up and is moving.
The report also included chapters on seniors' use of prescription drugs and caring for seniors in the community or in residential care.
With files from CBC's Susan Lunn  http://www.cbc.ca/news/canada/story/2011/12/01/seniors-hospital-beds-health-care.html?cmp=rss 
Home Care Assistance offers the highest quality 24/7 live-in home care in the Region of Halton (Oakville, Burlington, Halton Hills, and Milton), Region of Peel (Mississauga, Brampton and Caledon), Hamilton and surrounding areas.

Tell-Tall Signs Your Loved One Needs Help

For many of us, acknowledging that an aging parent or loved one needs help is a difficult process. As our parents age, they depend on us more and more and eventually will need additional help at home. Tell-tale signs that your parent or loved one could benefit from home care include the inability to comfortably perform routine tasks including bathing and dressing, neglect of housekeeping tasks, and the inability to run errands or drive.
In general, consider the following areas:
  • Mobility Issues – Difficulty walking, unsteady when standing, falling down, stumbling.
  • Disinterest in Personal Health – Changes in eating or cooking habits, spoiled or outdated food in the refrigerator, lack of nutritious food in the pantry or freezer.
  • Disinterest in Personal Hygiene – Wearing the same clothes, wearing soiled or unkempt clothing, lack of bathing or oral care, unkempt hair or nails.
  • Changes in Personal Habits – Loss of interest in hobbies, reluctance to socialize, unopened mail or unpaid bills, changes in housekeeping methods, lack of home or car maintenance.
  • Loss of Mental Acuity – Memory loss, confusion, difficulty in concentration, poor judgment, forgets medication or has become confused about dosage, unusual purchases of goods or services, mood or other personality changes, increase or decrease in sleep, fatigue.

If you feel your aging loved one falls into one of the categories above, there are many different senior care options your family can look into. You can contact a local geriatric care manager to help assess your family’s needs and determine the best option. Some options include:
  • Adult day care – A daily program, usually Mon-Fri from 9am-5pm, that offers participants the opportunity to socialize, enjoy peer support and receive health and social services in a safe, familiar environment.
  • Senior/Retirement communities – An independent living option featuring apartments or single family homes in a small community setting for seniors who need little if any help with their daily activities.
  • Assisted living facilities – A residential option for seniors who want or need help with some of the activities of daily living such as cooking meals, keeping the house clean and bathing.
  • Home care – Non-medical home care services include companionship, light housekeeping, cooking and many other household activities and chores provided in the comfort of a senior’s own home. Home Care Assistance provides highly trained caregivers for your loved one in their home on an hourly or live-in basis.
With this knowledge, think about your loved one’s health and wellness and discuss options early.



Home Care Assistance offers the highest quality 24/7 live-in home care in the Region of Halton (Oakville, Burlington, Halton Hills, and Milton), Region of Peel (Mississauga, Brampton and Caledon), Hamilton and surrounding areas.

Shelly Lucas with Home Care Assistance of Halton-Peel/Hamilton Receives Caregiver of the Year Award

Lucas beats out 4,000 caregivers to receive the Caregiver of the Year Award at the annual Home Care Assistance Franchise Convention in Vancouver


Oakville, ON (PRWEB) July 04, 2011
Home Care Assistance, North America’s leading provider of non-medical, in-home care for seniors, is excited to announce Shelly Lucas as the winner of the 2011 Caregiver of the Year award. The award will be presented by Lily Sarafan, COO of Home Care Assistance, at the annual Franchise Convention in Vancouver, BC this week. The process that determines the Caregiver of the Year is competitive; Shelly was selected out of 4,000 caregivers. She was chosen because of her compassion and her ability to connect with her clients.
“Shelly was not only Harold’s caregiver and companion, but she was also a strong pillar of support for his family,” said Judy Bennett, Owner of Home Care Assistance Halton-Peel/Hamilton. “Shelly was highly perceptive and responsive as a caregiver and greatly enhanced Harold’s quality of life. She treated him as a family member, not just someone who needed supervision. Although Harold has passed away, his family knows how much he enjoyed his time with Shelly.”
From the first day care started, Shelly and Harold had an instant connection. She would fix nutritious meals and snacks for him, take him and his beloved dog for walks outside and do arts & crafts projects with him at his home. All of these activities and services are based on Home Care Assistance’s Balanced Care Method, a scientifically based approach that promotes healthy longevity, physical activity, stress reduction and social interaction for older adults so they can age in the comfort of their own homes.
Shelly would plan frequent outings for Harold, usually to get coffee or tea, and once spent the day at the local fire station with him. She would often take pictures of the places they visited and placed them in frames to give to the family. Shelly made the most of the time she spent with Harold. One day she purchased some plaster and together they made an imprint of Harold’s hand. They turned this into a plaque engraved with a special message and gave it to his granddaughter.
“I am continually impressed by the exceptional level of care our caregivers provide their clients,” said Dr. Kathy Johnson PhD, CMC, Founder and Chief Operating Officer of Home Care Assistance. “I am thrilled that Shelly is the winner of the Caregiver of the Year Award. Her devotion to Harold and compassion toward him and his family make her an example that I strive to follow.”
To learn more about services provided by Home Care Assistance of Halton-Peel/Hamilton visit us at:http://www.homecareassistance.com or call 905-337-1200.
ABOUT HOME CARE ASSISTANCE
Home Care Assistance of Halton-Peel/Hamilton was founded in 2010 and currently employs a staff of more than 100 full and part-time caregivers. Their office is located at 90 Lakeshore Road West in Oakville. A leading provider of non-medical home care for seniors, the company has earned a strong reputation for specializing in both live-in and hourly care. A 2011 Franchise500® Company, Home Care Assistance has also been named a Fast 55 Company by The Franchise Times. As recognized leaders in cloud computing technology, proprietary caregiver training and targeted consumer marketing, Home Care Assistance’s management team seeks strong partners to help develop the brand in new markets. For more information about Home Care Assistance and available franchise opportunities, please visit franchise.homecareassistance.com or http://www.homecareassistance.com.



Home Care Assistance offers the highest quality 24/7 live-in home care in the Region of Halton (Oakville, Burlington, Halton Hills, and Milton), Region of Peel (Mississauga, Brampton and Caledon), Hamilton and surrounding areas.

10 Everyday Activities for Seniors to Boost Memory

Changes in your thinking processes and memory are inevitable as we age. According to the 2011 Alzheimer's Association's Annual Report, someone in the U.S. develops Alzheimer's disease every 70 seconds. Luckily, simple lifestyle activities, both physical and mental, can decrease your chances of dementia and keep your mind sharp as a tack!

Also note that debilitating memory loss doesn't happen to everyone. Here are 10 ways to boost your memory power. You will notice that most of these activities are probably already incorporated into your daily routine.

1.    Take the stairs – Exercise benefits your brain as well as the rest of your body. Increasing blood flow to the brain results in less brain shrinkage and lowers the risk for Alzheimer's disease.

Remember, one step at a time – it all adds up.  Avoid elevators, park at the far end of the lot and try taking an evening walk around your block.

2.    Take a nap during the day – Memory storage happens while you sleep, which is why a good night’s sleep is so valuable. A six-minute nap is as valuable for short-term recall as a 90-minute nap has been shown to speed up the process that helps the brain consolidate long-term memories.

3.    Play a ‘brain’ game - A study in the Journal of the American Geriatric Society shows that people over 65 who used a computerized cognitive training program for an hour a day, over a period of eight weeks, improved memory and attention more than the control group.

4.    A Cup of Joe - Green and black teas have a protective effect on memory by influencing enzymes in the brain while the caffeine sparks concentration. People who drink moderate amounts of coffee, as many as three to five cups, have lower odds of developing dementia later life.

5.    Eat your greens - People who are deficient in folate and vitamin B12 have an increased risk of developing dementia. Great vegetable sources for folate include romaine lettuce, spinach, asparagus, turnip greens, mustard greens, parsley, collards, broccoli, cauliflower and beets. Don’t like vegetables?  An abundant amount of Folate can also be found in lentils, calf's liver, pinto and black beans. Home Care Assistance offers a great health-oriented program for clients that caregivers are trained in called the Balanced Care Method.

6. Learn something new - Pursue a new type of  activity using skills far different from those you are accustomed to using. Learn a new language or try a sculpting class!

7. Eat chocolate! - In 2007, a study by the Journal of Neuroscience reported on the memory-boosting effects in rats from a plant compound called epicatechin. In addition to cocoa, epicatechin is found in blueberries, grapes and tea.

8. Put everything in its place - Your memory needs a certain amount of familiarity to keep your life functioning smoothly. Place your keys and glasses in the same place every time. Write notes to yourself as a reminder (the very act of writing will help your recall).

9. Don’t retire – Volunteer. A satisfying work life offers social stimulation and decision-making opportunities, exercises and problem-solving skills. Volunteering after retirement involves learning new material and interacting with others.

10. Spend time with loved ones – Being around other people who keep you engaged and stimulated lowers your risk of developing dementia.

By setting aside time each day to walk, learning something new and munching on chocolate, you can help boost your memory for years to come.

(via Home Care Blog)


Home Care Assistance offers the highest quality 24/7 live-in home care in the Region of Halton (Oakville, Burlington, Halton Hills, and Milton), Region of Peel (Mississauga, Brampton and Caledon), Hamilton and surrounding areas.

The challenges of caring for someone with Alzheimer's

Caring for an older loved one is never easy, but caring for someone with Alzheimer’s presents special challenges. The Alzheimer’s Association reports that 40% of these caregivers suffer a “high” level of emotional stress. And according to a study published by The Journal of Immunology, caring for someone with Alzheimer’s can actually shorten a caregiver's life by up to 8 years!

The truth is that individuals with Alzheimer’s are extremely difficult to care for. Seeing someone you love slowly slip away takes an incredible emotional toll.

Given the seriousness of symptoms like memory loss, wandering and hallucination, people with Alzheimer’s often require “around the clock” care. They cannot be left alone for a minute. And most family caregivers who try to provide this level of 24/7 care eventually feel overwhelmed and exhausted.

Dr. Kathy Johnson, PhD, CMC, Certified Geriatric Care Manager and Founder and Chief Executive Officer of Home Care Assistance offers the following suggestions to those caring for a loved one with Alzheimer’s:

1. Contact the Alzheimer's Association or your local senior center. Both will help you find the appropriate resources and support groups to join.

2. Arrange for respite care. Do not hesitate to call relatives, neighbors or friends and ask for help. Put together a weekly schedule of people you trust. This will allow you the time you need to run errands, buy groceries, or take a few hours off from caregiving. Home care agencies like Home Care Assistance are experts when it comes to respite care. Whether you need a caregiver for a few hours or 24/7, we are there for you.

3. Research Adult Day Care Centers. These are daily programs that typically run from 9am-4pm. Families will drop off their loved one for the day, knowing they are in a safe, professional environment.

4. Hire a Geriatric Care Manager. Visit www.caremanager.org for a list of care managers in your area. These professionals will coordinate all the services you need. As a result, your stress level will be reduced and your loved one will have your full attention.

5. Read a book, medical journal or go online. The more you know about Alzheimer’s the better. Those who are highly informed on this disease will make smarter decisions when it comes to caregiving.


Home Care Assistance offers the highest quality 24/7 live-in home care in the Region of Halton (Oakville, Burlington, Halton Hills, and Milton), Region of Peel (Mississauga, Brampton and Caledon), Hamilton and surrounding areas.

Caring for caregivers

By the Numbers
66: Percent of family caregivers who are women
20: Hours of in-home care family caregivers provide each week (often unpaid)
4 to 8: Number of years caring for an Alzheimer’s patient can shorten your life
46: percent of caregivers who are clinically depressed

Roughly 65 million people in the United States are caring for a chronically ill, disabled or elderly family member. The vast majority of these people are also raising kids and holding down full-time jobs and consequently they’re burning out.

“So many caregivers suffer from stress and health issues,” said Susan Baida, 42, co-founder of eCareDiary.com, a website that offers online tools to help caregivers understand the diverse aspects of their duties, including medical legal and financial issues.

Baida’s father-in-law, who had Parkinson’s disease, saw his condition worsen in his early 80s. Baida and her husband, John Mills, took intense care of him the last few years of his life. He died in 2007. Now, Baida’s 92-year-old grandfather is living in a nursing home with dementia.

“My husband and I both have experience in the healthcare and technology fields, and we were stunned at how decentralized the services are. The hospitals don’t talk to the long-term care service providers who don’t talk to the insurance companies. The caregiver becomes the CEO.” -- Susan Baida
To prevent burnout, Dr. Kathy Johnson, founder and chief executive officer of Home Care Assistance, suggests a number of steps caregivers can take to protect their health and stress levels. She recommends that caregivers stay involved in personal hobbies, eat a well-balanced diet, join a caregiver support group, and rotate the caregiving responsibilities (bathing, eating, medication) among family members to vary the duties. If you feel guilty for taking time for yourself, stop. “The best role you can play is that of son, daughter, loved one and to rekindle the original relationship you had with the person you’re caring for. There is no guilt in that,” said Johnson.

To help manage their own health and stress levels, Baida and her husband exercised together. “It got to the point where there was so little time for any focus on ourselves as a couple—we couldn’t take vacations—that exercise was our respite. We would go to the gym and work off our stress and anger.” Baida’s husband also sought counseling, which turned out to be a saving grace. “I couldn’t be his sounding board because I wasn’t a neutral party,” Baida said.

Diane Kelley, 55, a resident of Germantown, is caring for her parents, both in their early 80s, who live on Lake Winnepesaukee in New Hampshire. Kelley made the nine-hour trip once a month this past summer after she noticed her mom and dad, who both suffer forms of dementia, struggled to manage their daily activities. She called them daily until it became too much. “I was trying to coordinate their medical care, their calendars, and help them with their meds.” Her parents would get confused and often forgot the conversations Kelley had had with them just the day before. Kelley solicited the help of her siblings and her parents’ grandchildren. This winter, the family came to a mutually agreeable decision to put Kelley’s parents in a temporary care facility.

Now, Kelley wishes she had talked about long-term care issues with her parents in the past, when they were able to make rational decisions. Baida thinks that’s a good idea. “If there is a history of stroke or heart disease in your family, ask your parents what their wishes would be if they were afflicted,” Baida said. And get legal documents in order. Called advanced directives, the documents allow people to dictate who they want to be in charge of their health care if they become physically or mentally incapacitated, and allows people to choose what life-sustaining measures they do—or don’t—want. Finally, Baida recommends long-term care insurance. “The earlier you sign up, the less expensive it is.”

Home Care Assistance offers the highest quality 24/7 live-in home care in the Region of Halton (Oakville, Burlington, Halton Hills, and Milton), Region of Peel (Mississauga, Brampton and Caledon), Hamilton and surrounding areas.

Caregiver interventions crucial in treating Alzheimer's and dementia

With a new year, comes new innovations in the healthcare industry. The New York Times reports that recent research is stressing the importance of caregiving to those with Alzheimer’s. With no effective treatment for Alzheimer’s, dementia therapy comes from caregiving performed by families, or at nursing homes.

“There’s actually better evidence and more significant results in caregiver interventions than there is in anything to treat this disease so far” -- Lisa P. Gwyther, education director for the Bryan Alzheimer’s Disease Research Center at Duke University.
Research suggests that creating positive emotional experiences for Alzheimer’s patients reduces distress and behavior problems. Emotions exist even after cognition deteriorates, so changing things like food, art, exercise, or the aesthetics of a room can generate positive emotions. The Journal of the American Medical Association found that brightening lights in dementia facilities decreased depression and cognitive deterioration.

Additionally, the research is stressing the importance of a caregiver’s emotional state, so much that agencies are developing programs to provide caregivers with education and emotional support. This type of support is not only beneficial to the caregivers themselves, but to their patients as well.

Home Care Assistance similarly stresses the importance of emotional support to both the patient and the caregiver. This type of innovative research is an exciting start to 2011. Hopefully we will continue to see even greater breakthroughs in the treatment of those with Alzheimer’s and dementia.


By Dr. Kathy Johnson



Source: Home Care Blog

Home Care Assistance offers the highest quality 24/7 live-in home care in the Region of Halton (Oakville, Burlington, Halton Hills, and Milton), Region of Peel (Mississauga, Brampton and Caledon) and Hamilton.

Financial planning advice for your 80s, 90s, and 100s

As more seniors live well into their 80s, 90s, and 100s, the need for long-term financial planning becomes more imperative. Particularly, those stricken with deteriorating health or mental diseases must deal with a multitude of costs such as living arrangements and medical care. In the case of dehabilitating mental diseases such as dementia, arrangements should be made as soon as possible while they still can be made.

Perhaps the most important decision to be made is where you intend to live in your elderly years. If you already have a home that is paid for, it is still important to have money saved to cover the costs of health care. In many unofrtunate circumstances, seniors have been forced to sell their homes to sover these costs. Often times, living alone in a house can be dangerous and arrangements should be made for home health care or residential care. All of these factors should be considered when planning for your future.

Make sure to watch out for elder financial abuse by having an enduring power of attorney. It is a good idea to require the attorney to provide full transperancy of financial information with those involved. If a family member can demand a financial update from your attorney it makes stealing and other abuses much harder to commit. Use your power of attorney to get someone to do the banking for you rather than have a joint account. This reduces the tension and complications involved with sharing finances with family members and loved ones.

The need for compassionate, independent legal and financial advice is just as critical at this stage of life as it is at any other. The difficulty lies in the loss of control that some seniors experience because of failing health or simply by being too trusting.

Source: The Globe and Mail


Home Care Assistance offers the highest quality 24/7 live-in home care in the Region of Halton (Oakville, Burlington, Halton Hills, and Milton), Region of Peel (Mississauga, Brampton and Caledon) and Hamilton.


 
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